Employer Protection Document

The Audit
Protection Guarantee

When the State of Maine audits your PFML compliance, they check seven things. StatuteGuard tracks, documents, and proves every single one — 24 hours a day. You spend about 5 minutes per quarter on the portal submission. We do everything else.

26 M.R.S. §850-A
Benefits Live May 1, 2026
7 / 7 Checkpoints
Law In Effect
Maine Title 26 §850-A
Filing Cadence
Quarterly
Missed Penalty
1% Payroll
Claim Window
10 Days
Notice Window
30 Days
The Hammer: 1% of Quarterly Payroll Per Missed Filing Maine PFML enforcement is active now. Benefits go live May 1, 2026.
$6,250 25 employees
$10,000 40 employees
$18,750 $1.5M payroll
The Seven Checkpoints

We Handle All of Them.

Every checkpoint. Every timestamp. Every piece of evidence captured, stored, and retrievable the moment an auditor asks.

1
Portal Registration
The auditor checks whether you're registered on pfml.maine.gov and when. We guide you through registration on Day 1 and timestamp the confirmation in your compliance dashboard.
→ Logged in Airtable: registration date, portal account ID, onboarding timestamp
2
Quarterly Wage Reports — On Time
Q1–Q4 must be filed by April 30, July 31, Oct 31, and Jan 31. Our system requests your wage data, calculates contributions, prepares your filing package, and walks you through the portal submission. We capture the confirmation number from your portal account the moment you submit.
→ Timestamped PDF in Google Drive: wages, contributions, portal confirmation number
3
Contribution Calculations
The state checks your math. Our AI agent calculates the exact employer/employee split based on headcount (0.5% under 15 employees; 1.0% for 15+), applies the Social Security wage cap, and logs every number with the formula used.
→ Stored in Airtable: contribution rate applied, employer share, employee share, grand total
4
Workplace Poster Compliance
Maine requires the PFML poster displayed in English — plus any language spoken by 3 or more employees. We deliver the current poster during onboarding, confirm placement, and flag state updates when they occur.
→ Compliance task logged and confirmed: poster version, delivery date, languages required
5
New Hire Notices
Every new hire must receive a written PFML notice within 30 days, in their primary language. We generate the notice, store it in your secure Drive folder, and timestamp delivery — per employee, per hire date.
→ Google Drive: notice PDF per employee, hire date, delivery date, language confirmed
6
Aflac Claim Response — 10 Days
Starting May 1, employees can file claims. You have 10 business days to respond to Aflac notifications or face a violation. Our deadline monitor starts a countdown the moment a claim arrives — with escalating alerts at 7, 3, and 1 day.
→ Claim notification date logged, 10-day countdown tracked, response timestamped
7
Complete Communications Audit Trail
The most important defense in any audit is demonstrating a pattern of good-faith compliance effort. Every email request, nudge notification, deadline warning, and filing prep step is logged automatically — with timestamps — creating an unbroken compliance history from your first day as a client.
→ Full automated log: every client interaction, every deadline alert, every filing event — timestamped and stored indefinitely
Your Audit File Contains
Portal registration confirmation + timestamp
Every quarterly filing PDF with portal confirmation number
Contribution math for every employee, every quarter
Poster delivery record and language log
New hire notice PDFs — one per employee
Claim response timestamps with countdown history
Complete email + nudge log from day one

When the Audit Comes, You're Already Ready.

Start your intake in two minutes. Your welcome email, secure Drive folder, and all PFML filing deadlines are created the moment you submit.

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